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Deposit Rates

 Deposit Accounts
Checking & Savings*
Minimum Opening
Deposit 
Minimum Balance to
Earn Stated APY
 Annual Percentage
Yield
Regular Savings $100.00 $100.00 0.75%
Interest Checking
$100.00
$400.00 0.75%
Money Market / Tiers $100.00 $500.00
$500 - 49,999
$500.00 1.61%
$50,000 - 99,999
$50,000.00 1.66%
$100,000 - 249,999
$100,000.00 1.71%
$250,000 +
$250,000.00 2.02%
Certificates of Deposit  
& IRAs**
Minimum Opening
Deposit
Minimum Balance to
Earn Stated APY
Annual Percentage
Yield
CDs Less Than $100,000


3 Months $1,000.00 $1,000.00 1.71%
6 Months $1,000.00 $1,000.00 1.92%
12 Months $1,000.00 $1,000.00 2.74%
15 Months $1,000.00 $1,000.00 2.82%
18 Months $1,000.00 $1,000.00 2.88%
24 Months $1,000.00 $1,000.00 2.90%
30 Months $1,000.00 $1,000.00 2.92%
36 Months $1,000.00 $1,000.00 2.94%
48 Months $1,000.00 $1,000.00 2.96%
60 Months $1,000.00 $1,000.00 2.99%
 Certificates of Deposit
& IRAs**  
Minimum Opening
Deposit
Minimum Balance to 
Earn Stated APY
Annual Percentage
Yield
CDs Equal To or Greater
Than $100,000



3 Months $100,000.00 $100,000.00 1.92%
6 Months $100,000.00 $100,000.00 2.12%
12 Months $100,000.00 $100,000.00 2.87%
15 Months $100,000.00 $100,000.00 2.94%
18 Months $100,000.00 $100.000.00 3.00%
24 Months $100,000.00 $100,000.00 3.04%
30 Months $100,000.00 $100,000.00
3.05%
36 Months $100,000.00 $100,000.00 3.06%
48 Months $100,000.00 $100,000.00 3.07%
60 Months $100,000.00 $100,000.00 3.09%
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            *Rates are effective as of November 6, 2018 and may change after account is opened.  Fees could
              reduce earnings on account. 

         **Certificates of Deposit and IRAs may be subject to an early withdrawal penalty.