Deposit Rates
|
Deposit Accounts
Checking & Savings*
|
Minimum Opening
Deposit
|
Minimum Balance to
Earn Stated APY
|
Interest
Rate
|
Annual Percentage
Yield
|
|---|---|---|---|---|
| Regular Savings | $100.00 | $100.00 | 0.40% | 0.40% |
| Interest Checking |
$100.00
|
$400.00 | 0.40% | 0.40% |
| Money Market / Tiers | $2,500.00 | $500.00 | ||
| $500 - 49,999 | $500.00 | 1.95% | 1.97% | |
| $50,000 - 99,999 | $50,000.00 | 2.00% | 2.02% | |
| $100,000 - 249,999 | $100,000.00 | 2.05% | 2.07% | |
| $250,000 - 749,999 | $250,000.00 | 2.15% | 2.17% | |
| $750,000 and greater | $750,000.00 | 2.52% | 2.55% |
Certificates of Deposit & IRAs |
|---|
|
Minimum Opening Deposit & Balance to earn APY: $1,000 |
Minimum Opening Deposit & Balance to earn APY: $10,000 | Minimum Opening Deposit & Balance to earn APY: $100,000 | Minimum Opening Deposit & Balance to earn APY: $250,000 | |
| $1,000 - $9,999 | $10,000 - $99,999 | $100,000 - $249,999 | $250,000 - $5,000,000 |
| Interest Rate | Annual Percentage Yield |
Interest Rate | Annual Percentage Yield | Interest Rate | Annual Percentage Yield | Interest Rate |
Annual Percentage Yield |
|
|---|---|---|---|---|---|---|---|---|
| 3 Months | 1.15% | 1.16% | 1.15% | 1.16% | 1.15% | 1.16% | 1.15% | 1.16% |
| 6 Months | 3.88% | 3.95% | 3.88% | 3.95% | 3.88% | 3.95% | 3.88% | 3.95% |
| 9 Months (CD only) | 3.78% | 3.85% | 3.78% | 3.85% | 3.78% | 3.85% | 3.78% | 3.85% |
| 12 Months | 3.74% | 3.80% | 3.74% | 3.80% | 3.74% | 3.80% | 3.74% | 3.80% |
| 18 Months | 3.00% | 3.04% | 3.00% | 3.04% | 3.00% | 3.04% | 3.00% | 3.04% |
| 24 Months | 2.55% | 2.58% | 2.55% | 2.58% | 2.55% | 2.58% | 2.55% | 2.58% |
| 36 Months | 2.62% | 2.65% | 2.62% | 2.65% | 2.62% | 2.65% | 2.62% | 2.65% |
| 48 Months | 2.78% | 2.82% | 2.78% | 2.82% | 2.78% | 2.82% | 2.78% | 2.82% |
| Minimum Opening Deposit & Balance to earn APY: $1,000 | Minimum Opening Deposit & Balance to earn APY: $10,000 | Minimum Opening Deposit & Balance to earn APY: $50,000 | Minimum Opening Deposit & Balance to earn APY: $250,000 | |
|---|---|---|---|---|
| $1,000 - $9,999 | $10,000 - $49,999 | $50,000 - $249,999 | $250,000 - $5,000,000 |
| 60 Months | 2.99% | 3.03% | 2.99% | 3.03% | 3.04% | 3.08% | 3.09% | 3.13% |
Scroll to the left to view the rest of the table.
* Rates are effective as of Nov 1, 2025 and may change after account is opened without prior notice. Fees could reduce earnings on account.
** Certificates of Deposit and IRAs may be subject to an early withdrawal penalty.