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Deposit Rates

 Deposit Accounts
Checking & Savings
Minimum Opening
Deposit 
Minimum Balance to
Earn Interest 
Interest Rate 
 Annual Percentage
Yield*
Regular Savings $100.00 $100.00 0.75% 0.75%
Interest Checking
$150.00
$400.00 0.75% 0.75%
Money Market / Tiers $500.00 $500.00

$500 - 49,999

1.00% 1.00%
$50,000 - 99,999

1.25% 1.25%
$100,000 - 249,999

1.30% 1.30%
$250,000 - 4,999,999

1.50% 1.50%
$5,000,000 - 14,999,999

1.60% 1.60%
$15,000,000 and Greater     1.75% 1.75%
         
Certificates of Deposit  
& IRAs**
Minimum Opening
Deposit
Minimum Balance to
Earn Interest
Interest Rate 
Annual Percentage
Yield*
CDs Less Than $100,000



3 Months $1,000.00 $1,000.00 1.00% 1.00%
6 Months $1,000.00 $1,000.00 1.10% 1.10%
12 Months $1,000.00 $1,000.00 1.40% 1.40%
15 Months $1,000.00 $1,000.00 1.50% 1.50%
18 Months $1,000.00 $1,000.00 1.60% 1.60%
24 Months $1,000.00 $1,000.00 1.70% 1.70%
30 Months $1,000.00 $1,000.00 1.80% 1.80%
36 Months $1,000.00 $1,000.00 1.90% 1.90%
48 Months $1,000.00 $1,000.00 2.00% 2.00%
60 Months $1,000.00 $1,000.00 2.10% 2.10%
 Certificates of Deposit
& IRAs**  
Minimum Opening
Deposit
Minimum Balance to 
Earn Interest
Interest Rate
Annual Percentage
Yield*
CDs Equal To or Greater
Than $100,000




3 Months $100,000.00 $100,000.00 1.20% 1.20%
6 Months $100,000.00 $100,000.00 1.30% 1.30%
12 Months $100,000.00 $100,000.00 1.60% 1.60%
15 Months $100,000.00 $100,000.00 1.70% 1.70%
18 Months $100,000.00 $100.000.00 1.80% 1.80%
24 Months $100,000.00 $100,000.00 1.90% 1.90%
30 Months $100,000.00 $100,000.00 2.00%
2.00%
36 Months $100,000.00 $100,000.00 2.10% 2.10%
48 Months $100,000.00 $100,000.00 2.20% 2.20%
60 Months $100,000.00 $100,000.00 2.30% 2.30%
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*APY listed is an estimate based on accrued interest to be paid by monthly check or ACH without compounding.  Actual APY will be based on specific account terms disclosed at account opening.

** Time Deposits may be subject to an early withdrawal penalty.