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Deposit Rates

 Deposit Accounts
Checking & Savings*
Minimum Opening
Deposit 
Minimum Balance to
Earn Stated APY
Interest
Rate
 Annual Percentage
Yield
Regular Savings $100.00 $100.00 0.40% 0.40%
Interest Checking
$100.00
$400.00 0.40% 0.40%
Money Market / Tiers $2,500.00 $500.00

$500 - 49,999
$500.00 1.95% 1.97%
$50,000 - 99,999
$50,000.00 2.00% 2.02%
$100,000 - 249,999
$100,000.00 2.05% 2.07%
$250,000 - 749,999
$250,000.00 2.15% 2.17%
$750,000 and greater
$750,000.00 2.52% 2.55%

Certificates of Deposit & IRAs


Minimum Opening Deposit & Balance to earn APY: $1,000

Minimum Opening Deposit & Balance to earn APY: $10,000 Minimum Opening Deposit & Balance to earn APY: $100,000 Minimum Opening Deposit & Balance to earn APY: $250,000

$1,000 - $9,999 $10,000 - $99,999 $100,000 - $249,999 $250,000 - $5,000,000

Interest Rate Annual Percentage Yield
Interest Rate  Annual Percentage Yield Interest Rate Annual Percentage Yield Interest Rate

Annual Percentage Yield

3 Months 1.15%  1.16% 1.15% 1.16% 1.15% 1.16% 1.15% 1.16%
6 Months 5.46% 5.60% 5.46% 5.60% 5.46% 5.60% 5.46% 5.60%
9 Months (CD only) 5.41% 5.55% 5.41% 5.55% 5.41% 5.55% 5.41% 5.55%
12 Months 5.46% 5.60% 5.46% 5.60% 5.46% 5.60% 5.46% 5.60%
18 Months 4.40% 4.49% 4.40% 4.49% 4.40% 4.49% 4.40% 4.49%
24 Months 4.00% 4.07% 4.00% 4.07% 4.00% 4.07% 4.00% 4.07%
36 Months 1.80% 1.81% 1.80% 1.81% 1.80% 1.81% 1.80% 1.81%
48 Months 1.90% 1.92% 1.90% 1.92% 1.90% 1.92% 1.90% 1.92%

Minimum Opening Deposit & Balance to earn APY: $1,000 Minimum Opening Deposit & Balance to earn APY: $10,000 Minimum Opening Deposit & Balance to earn APY: $50,000 Minimum Opening Deposit & Balance to earn APY: $250,000

$1,000 - $9,999 $10,000 - $99,999 $50,000 - $249,999 $250,000 - $5,000,000

60 Months 2.05% 2.07% 2.05% 2.07% 2.15% 2.17% 2.25% 2.27%
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         * Rates are effective as of Nov 1, 2023 and may change after account is opened without prior notice. Fees could reduce earnings on account.

          ** Certificates of Deposit and IRAs may be subject to an early withdrawal penalty.