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Deposit Rates

 Deposit Accounts
Checking & Savings*
Minimum Opening
Deposit 
Minimum Balance to
Earn Stated APY
 Annual Percentage
Yield
Regular Savings $100.00 $100.00 0.10%
Interest Checking
$100.00
$400.00 0.10%
Money Market / Tiers $100.00 $500.00
$500 - 49,999
$500.00 0.60%
$50,000 - 99,999
$50,000.00 0.65%
$100,000 - 249,999
$100,000.00 0.80%
$250,000 +
$250,000.00 1.00%
Certificates of Deposit  
& IRAs**
Minimum Opening
Deposit
Minimum Balance to
Earn Stated APY
Annual Percentage
Yield
CDs Less Than $100,000


3 Months $1,000.00 $1,000.00 1.00%
6 Months $1,000.00 $1,000.00 1.50%
12 Months $1,000.00 $1,000.00 1.81%
15 Months $1,000.00 $1,000.00 1.51%
18 Months $1,000.00 $1,000.00 1.51%
24 Months $1,000.00 $1,000.00 1.61%
30 Months $1,000.00 $1,000.00 1.61%
36 Months $1,000.00 $1,000.00 1.71%
48 Months $1,000.00 $1,000.00 1.76%
60 Months $1,000.00 $1,000.00 1.81%
 Certificates of Deposit
& IRAs**  
Minimum Opening
Deposit
Minimum Balance to 
Earn Stated APY
Annual Percentage
Yield
CDs Equal To or Greater
Than $100,000



3 Months $100,000.00 $100,000.00 1.00%
6 Months $100,000.00 $100,000.00 1.55%
12 Months $100,000.00 $100,000.00 1.87%
15 Months $100,000.00 $100,000.00 1.56%
18 Months $100,000.00 $100.000.00 1.56%
24 Months $100,000.00 $100,000.00 1.66%
30 Months $100,000.00 $100,000.00
1.66%
36 Months $100,000.00 $100,000.00 1.76%
48 Months $100,000.00 $100,000.00 1.81%
60 Months $100,000.00 $100,000.00 1.87%
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            * Rates are effective as of November 1, 2019 and may change after account is opened without prior                       notice. Fees could reduce earnings on account. 

         ** Certificates of Deposit and IRAs may be subject to an early withdrawal penalty.