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Personal

 

Frontier State Bank offers several personal checking accounts to serve your individual needs.  For further information or to open an account, please visit us at the corner of I-35 & SE 51st Street in Oklahoma City or call (405) 672-7831.

 

 

FREE CHECKING

Our FREE Checking Account is our most popular personal checking account.  This account is as simple as it gets: FREE!  Here are just some of the benefits:

  • NO Monthly Service Charge*
  • NO Minimum Balance Requirement
  • UNLIMITED Check Writing

 

PRIORITY CLUB CHECKING

Looking for a little more from your checking account?  Our Priority Club Checking Account is our top-of-the-line offering with many of these added benefits:

  • FREE Travelers Checks
  • FREE Money Orders
  • FREE Cashier’s Checks
  • FREE Notary Service
  • UNLIMITED Check Writing
  • NO Minimum Balance Requirement

 

SENIOR CLUB CHECKING

We respect and value our senior customers.  That’s why we created the Senior Club Checking Account, custom-tailored to meet our seniors’ needs.  If you qualify, this is the account for you!

  • NO Monthly Service Charge*
  • NO Minimum Balance Requirement

 

NOW ACCOUNT

If you keep a high balance in your checking account and would like to start earning interest on your money, check out our NOW Account:

  • Competitive interest rate paid when you maintain the required minimum daily balance.
  • No maintenance fee when you maintain the required minimum daily balance.

*Additional normal bank fees may apply: i.e. ATM, Stop-Payment, Insufficient check charge, etc.

 

 

VISA ATM/Debit Cards

We offer Visa ATM/Debit Cards on the 4 personal checking accounts above.  A Frontier State Bank Debit Card will give you the freedom and flexibility to make purchases anywhere Visa is accepted, as well as have access to cash when you need it, anywhere in the country.

 

ONLINE BANKING

Our website provides the secure convenience of Online Banking with Bill Pay, FREE OF CHARGE* to all customers with a checking account.  Frontier State Bank’s Online Banking allows you to conduct your banking business from the comfort and convenience of home, work, or wherever you can access a secure internet connection.  Here are just some of the many functions available online:

  • Easy online enrollment
  • Secure password-protected login
  • Check balances on checking, savings, loans, etc.
  • Transfer money between FSB accounts
  • Make loan payments
  • Set up account alerts
  • Download transaction history to Quicken or MS Money
  • Plus many other features!

To set up your Online Banking Account, simply click on the enroll link.  You will be led through the online enrollment process.  You will need to provide a valid email address, a username and password, and some personal information so we can verify your identity and finish setting up your account for online access.  After submitting your online enrollment form and signing the Terms and Conditions Agreement, you will receive a notice via email of your successful enrollment.  If you have any questions about Online Banking or the enrollment process, please email us at questions@frontier-ok.com or call us at 405-672-7831.

*Additional normal bank fees may apply: i.e. ATM, Stop-Payment, Insufficient check charge, etc.

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CREDIT CARD

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal Card – Low Rate

Features

Extraordinary benefits with MasterCard®  including:

 • Concierge Service2

 • Price Protection

 • Baggage Delay Insurance

 • Car Rental Collision Damage  Waiver Insurance

 • Extended Warranty

 • Travel Assistance

 • Roadside Assistance

 • Purchase Assurance

 • Travel Accident Insurance

Certain restrictions apply detailed in the applicable benefits brochure received   with new credit card.

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

 

Personal Card –World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

 

?To Apply Now

  • Download the PDF application. 
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

 

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

 

1 Please see application for information about current APRs and fees.

2 Concierge Services available with World MasterCard only.