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CDs & IRAs

 

TIME DEPOSITS

Certificates of Deposit are a great way for you to earn a highly competitive return on your investment at a minimal risk level.  Further details are provided below.  Maturities are flexible, and rates for maturities other than those shown are quoted upon request.

Please call (405)672-7831 and ask for Amy or Johnetta. They'd love to tell you more!

 

 

 

Local CD Rates - Oklahoma City Metro Area**
  Minimum Deposit Balance
  $1,000.00 $100,000.00
Term       INT       APY* INT APY*
12 Months 1.10% 1.10% 1.20% 1.20%
15 Months 1.15% 1.15% 1.25% 1.25%
24 Months 1.25% 1.25% 1.40% 1.40%
36 Months 1.50% 1.50% 1.60% 1.60%
48 Months 1.65% 1.65% 1.80% 1.80%
60 Months 1.75% 1.75% 1.90% 1.90%

*Annual Percentage Yield is represented by the heading APY in the table. Interest Rate is represented by the heading INT in the table above. **Promotional deposit rates only available to individuals, businesses, and organizations with a valid address within the Oklahoma City Metropolitan Statistical Area (Oklahoma, Cleveland, Canadian, Grady, Lincoln, Logan and McClain counties). Rates effectove as of 6/1/2016. Rates subject to change. Early withdrawal penalties may apply. Rates online may vary from rates offered in bank

All CDs are subject to acceptance & final approval by FSB
***NO BROKER DEPOSITS***

 

Non-Local CD Rates
  Minimum Deposit Balance
  $1,000.00 $100,000.00
Term       INT       APY* INT APY*
6  Months 0.50% 0.50% 0.50% 0.50%
12 Months 0.95% 0.95% 0.95% 0.95%
15 Months 1.00% 1.00% 1.00% 1.00%
18 Months 1.00% 1.00% 1.05% 1.05%
24 Months 1.08% 1.08% 1.10% 1.10%
30 Months 1.15% 1.15% 1.20% 1.20%
36 Months 1.20% 1.20% 1.25% 1.25%
48 Months 1.35% 1.35% 1.37% 1.37%
60 Months 1.50% 1.50% 1.55% 1.55%

*Annual Percentage Yield is represented by the heading APY in the table. Interest Rate is represented by the heading INT in the table above. Rates effectove as of 6/1/2016. Rates subject to change. Early withdrawal penalties may apply. Rates online may vary from rates offered in bank

All CDs are subject to acceptance & final approval by FSB
***NO BROKER DEPOSITS***

 

IRA Rates
Minimum Deposit Balance
  $1000.00 $100,000.00
Term INT APY* INT APY*
18 Months 1.0% 1.0% 1.05% 1.05%

These rates are subject to change at any time
Interest Rate is represented by the heading INT in the table above
*Annual Percentage Yield is represented by the heading APY in the table
Rates online may vary from rates offered in bank

All CDs are subject to acceptance & final approval by FSB
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL
***NO BROKER DEPOSITS***