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Commercial Lending

Commercial Lending is absolutely what we do here at Frontier State Bank.  We’re a full service community bank, but our niche, and our expertise, is providing banking products and services to businesses large and small in the greater Oklahoma City Metro Area.   It’s our passion. 

We finance Commercial Real Estate, Industrial Equipment, and Commercial Vehicles.  We provide operating Lines of Credit, Letters of Credit, and a full suite of Treasury Services to help any business manage their cash more efficiently.   We’re small enough to offer case by case flexibility, but big enough to handle loans up to $20 million.  We’re engaged and responsive with all lending decisions made right here in Oklahoma City.  And you can reach anyone on the Commercial team, up to and including our CEO, at any time to talk about your business – which we’re sure is your passion.   Try that at a megabank!


Steve Elliott,  Executive Vice President & Chief Lending Officer

Office Direct:  (405) 605-4637


Billie N. Haycraft, Jr., President

Office Direct:  (405) 605-4657


Chris Wyne, Vice President & Commercial Lending Officer

Office Direct:  405-605-4643