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Personal Checking

Frontier State Bank offers several personal checking accounts to serve your individual needs.  For further information or to open an account, please visit us at the corner of I-35 & SE 51st Street in Oklahoma City or call (405) 672-7831.



FREE CHECKING

Our FREE Checking Account is our most popular personal checking account.  This account is as simple as it gets: FREE!  Here are just some of the benefits:

  • NO Monthly Service Charge*
  • NO Minimum Balance Requirement
  • UNLIMITED Check Writing


PRIORITY CLUB CHECKING

Looking for a little more from your checking account?  Our Priority Club Checking Account is our top-of-the-line offering with many of these added benefits:

  • FREE Travelers Checks
  • FREE Money Orders
  • FREE Cashier’s Checks
  • FREE Notary Service
  • UNLIMITED Check Writing
  • NO Minimum Balance Requirement
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SENIOR CLUB CHECKING

We respect and value our senior customers.  That’s why we created the Senior Club Checking Account, custom-tailored to meet our seniors’ needs.  If you qualify, this is the account for you!

  • NO Monthly Service Charge*
  • NO Minimum Balance Requirement


NOW ACCOUNT

If you keep a high balance in your checking account and would like to start earning interest on your money, check out our NOW Account:

  • Competitive interest rate paid when you maintain the required minimum daily balance.
  • No maintenance fee when you maintain the required minimum daily balance.

*Additional normal bank fees may apply: i.e. ATM, Stop-Payment, Insufficient check charge, etc.



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VISA ATM/Debit Cards

We offer Visa ATM/Debit Cards on the 4 personal checking accounts above.  A Frontier State Bank Debit Card will give you the freedom and flexibility to make purchases anywhere Visa is accepted, as well as have access to cash when you need it, anywhere in the country.



ONLINE BANKING

Our website provides the secure convenience of Online Banking with Bill Pay, FREE OF CHARGE* to all customers with a checking account.  Frontier State Bank’s Online Banking allows you to conduct your banking business from the comfort and convenience of home, work, or wherever you can access a secure internet connection.  Here are just some of the many functions available online:

  • Easy online enrollment
  • Secure password-protected login
  • Check balances on checking, savings, loans, etc.
  • Transfer money between FSB accounts
  • Make loan payments
  • Set up account alerts
  • Download transaction history to Quicken or MS Money
  • Plus many other features!

To set up your Online Banking Account, simply click on the enroll link.  You will be led through the online enrollment process.  You will need to provide a valid email address, a username and password, and some personal information so we can verify your identity and finish setting up your account for online access.  After submitting your online enrollment form and signing the Terms and Conditions Agreement, you will receive a notice via email of your successful enrollment.  If you have any questions about Online Banking or the enrollment process, please email us at questions@frontier-ok.com or call us at 405-672-7831.

*Additional normal bank fees may apply: i.e. ATM, Stop-Payment, Insufficient check charge, etc.



OVERDRAFT PRIVILEGE

Overdraft Privilege is made available on personal checking accounts that meet certain restrictions and are in excellent standing.  To receive further details, please talk to a New Accounts Representative at the Bank or call 405-672-7831.

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